What is Care Credit?
Credit Check
Hard credit check
Approval Rate
About 60%
Interest
0% interest if paid in full during the promo period (6–24 months); retroactive interest applies if late
Application
· Online or in-office
· Provide SSN, income, and address
· Hard credit check
· Select plan
· Use card immediately
Requirements
· U.S. Social Security Number
· Age 18+
· Credit score around 620+
· Income verification may be required
Best For
Patients with good credit who want 0% interest and longer repayment flexibility
Dentistry from the heart
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