Dental Insurance Plans, Payment & Financial Options In Sunnyvale, CA

Accepted Dental Plans

You are always free to select any dentist you want, and by selecting a dentist who is a preferred provider you minimize your out-of-pocket expenses. As a preferred provider, we have negotiated reduced rates with these companies for many of our services. This means that instead of being responsible for our normal fees, you are only responsible for the negotiated fees. Ask your insurance company for specific information regarding your plan.

WE ACCEPT ALL DENTAL P.P.O. PLANS. Our staff has extensive experience dealing with insurance companies. Some of the many insurance companies that we are a preferred provider with are listed below:

• Anthem 300 net
• Ameritas PPO
• Principal PPO
• Careington PPO
• DNOA PPO
• Guardian PPO
• Humana PPO
• Metlife PDP Plus (Not PDP)
• Metlife FED VIP NETS
• Principal PPO
• Sunlife PPO
• Aetna PPO
• UnitedHealthCare PPO

If you do not see your provider in the list above, please reach out to us before booking your appointment.

What are dental insurance plans?

Dental insurance plans help you, as a patient, cover the cost of your dental services. Insurance plans might be confusing, that’s why our friendly staff will help you better understand the complexity of it from day 1, so you don’t have to worry about any unexpected bills.

What is dental insurance annual maximum?

A dental insurance annual maximum is the total amount of money your insurance will pay within a period of 12 months. In other words, when you need to undergo a dental procedure, your insurance will usually pay a maximum amount of the cost of your dental services and/or treatment in a year of benefit plan. This is called dental insurance annual maximum. Your dental insurance provider will reduce the costs they have paid for the service or treatment from your annual maximum every time you submit a dental claim. Once you reach your dental insurance annual maximum, you will have to personally pay for any further dental treatment or procedure you undergo. That is until the next plan year.

Depending on your dental plan, your dental insurance annual maximum only applies to the portion your insurance plan pays on your behalf. Most of the time, basic dental services (i.e. diagnostic and preventive procedures) do not count in your annual maximum.

Also depending on your insurance plan, your annual maximum includes a certain amount that resets at the end of each benefit period, which is usually a year.

What is the ortho benefit maximum?

Unlike the dental insurance annual maximum, the ortho benefit maximum does not renew. Orthodontic benefits usually have a lifetime maximum. Once the benefits are fully used or reach their maximum, it will not renew and it cannot be used anymore. Ortho benefit maximum is a limit on covered dental services (i.e. number of visits to the orthodontist) or procedures.

What are insurance deductibles?

Before your insurance pays its share, you will be charged “insurance deductibles”, which is mainly an amount you are responsible for paying when it comes to an insured sum of money. Depending on your insurance plan, the deductible amount varies.

What to expect during your first visit?

During your first visit, a Sunnyvale dentist will run a dental examination to assess your oral health and tailor adequate dental procedures.

Right after that, our team of experts will walk you through our dental coverage plans, and discuss your current insurance benefits to customize your dental insurance plans and advise on the best financial options available.

We will be more than happy to submit all insurance forms for you and help you recover most of your benefits. We will do everything we can to help you afford the treatment you need and want.

Company flex plan  

At Trident, we also offer company flex plans which allows you to set aside pre-tax dollars to pay for your medical expenses. A dedicated team is always available to help you with your dental plan and can assist you on the best financing options.

How to choose adequate dental insurance?

There are several factors to consider when choosing dental health insurance. These vary based on your needs and what each plan covers. Other factors may also include:

• Group coverage vs Individual policies
• Family dentistry plans
• Coverage in Sunnyvale area
• Dental clinics included in the network
• Costs & Budget

At Trident, we  always make sure to go through all the steps listed above to be able to tailor an adequate financing plan for your treatment.

Invisalign Financing Options

All Invisalign patients at Trident Smiles Dental are offered the option to pay in monthly installments. They can also benefit from different payment options and assistance with dental insurance forms. We also accept a wide range of dental plans and offer company flex plans.

Apply and learn more about LendingPoint Invisalign Financing.

Sunbit Financing Option

Sunbit offers patients a more lenient payment plan, which allows treatment payments in installments and over a decent period of time. Sunbit will also help patients get instant approvals for treatments despite low credit scores. So if you have been on the fence about your dental treatments, Sunbit financing option will help you SMILE NOW and PAY LATER.

Prequalify and learn more about Sunbit Financing.

Payment Options

Multiple payment options are available. We accept cash, checks, Visa, MasterCard, Discover, American Express and CareCredit.

Let's not forget

We provide the most hygienic and sterile environment by enforcing preventative measures.

Book an appointment to talk about dental insurance in Sunnyvale, CA

Our team of specialists will welcome new patients, assess their dental problem and advise an adequate treatment solution.From booking to post-treatment care, a top dentist in Sunnyvale will assist you during the whole process.

Visit Trident Smiles Dental in Sunnyvale, CA

Find answers to your questions about dental insurance in Sunnyvale at our clinics. We are looking forward to seeing you soon.

Trident Smiles Dental

Address: 681 Tasman Dr, Sunnyvale, CA 94089

‍Hours: Monday - Friday: 9AM - 6PM

Phone: (408) 505-1777