If you're a Premera Blue Cross dental insurance holder in Sunnyvale, you're already one step ahead when it comes to maintaining a healthy smile. But are you actually using your benefits to their full potential?
At Trident Smiles Dental, we're proud to be an in-network Premera dentist in Sunnyvale, making it easier and more affordable for you to stay on top of your oral health. We break down what your plan typically covers, how to avoid leaving money on the table, and how our team helps you make the most out of every dollar.
Why Choose an In-Network Premera Dentist in Sunnyvale?
Choosing an in-network Premera dental provider like Trident Smiles Dental ensures you get the highest coverage rates and the lowest out-of-pocket costs for your dental care. We’ve worked with thousands of Premera patients and understand how to navigate the benefits structure to maximize savings.
As your trusted Sunnyvale dentist, we take care of the insurance legwork so you don’t have to. From verifying coverage to filing claims and explaining your benefits clearly, our office is designed to make dental care as seamless—and affordable—as possible.
Common Premera Dental Benefits you could be Using
Most Premera dental plans offer excellent coverage for preventive and basic services, with partial coverage for more complex procedures. Here are some of the services you may already be entitled to under your plan:
Preventive services (often covered 100%)
- Routine cleanings (usually 2 per year)
- Comprehensive dental exams
- Digital X-rays
- Oral cancer screenings
- Fluoride treatments (especially for kids)
These are foundational for maintaining oral health and catching potential problems early—before they become expensive emergencies.
Basic services (commonly covered 70–80%)
- Fillings for cavities
- Simple extractions
- Treatment for gum disease like scaling and root planing
- Emergency dental visits
Even if your teeth feel fine, skipping out on exams or small fillings can quickly lead to major dental work. Premera makes it easier by reducing the cost burden on essential treatments.
Major services (covered 50–60% in many plans)
- Crowns
- Bridges
- Dentures
- Root canal therapy
- Dental implants (coverage varies)
At Trident, we’ll give you a full breakdown of what’s covered before starting any major procedure and help you explore financing options for what insurance doesn’t cover.
How Trident makes it Easy for Premera Patients
We understand how dental insurance can feel confusing. Our team is trained to handle all the small details so you don’t have to stress about forms, denials, or unexpected bills.
When you visit Trident Smiles Dental, we:
- Verify your Premera coverage in advance
- Check what services are covered and how often
- Get pre-authorizations for procedures when needed
- Help you understand deductibles, annual maximums, and copays
- Submit your claim and follow up until it’s resolved
All you need to do is show up for your appointment and let us handle the rest.
A Real-World example of Premera Coverage
Let’s say you’re a tech employee at a Sunnyvale company and you have Premera dental insurance. You haven’t had a cleaning in 8 months.
Here’s what a typical visit at Trident Smiles Dental might look like:
- Dental exam – 100% covered
- Professional cleaning – 100% covered
- Digital X-rays – 100% covered (if due)
- Fluoride treatment – 100% covered for kids or teens
- Cavity detected, composite filling needed – covered up to 80%
Your out-of-pocket? Likely minimal. And since cleanings and exams are typically covered twice per year, you’d still have one more cleaning to use before year-end.
Use it Before you Lose it
Most Premera plans reset benefits at the end of the calendar year. This means unused cleanings, exams, and even partial coverage for fillings or crowns vanish if not used.
That’s why we always encourage our patients to schedule before the holidays—and definitely before December 31st.
Pro tip: If you’re planning Invisalign or major dental work, using this year’s remaining benefits and next year’s new coverage can help spread out the cost.
Affordable Extras when Insurance doesn’t cover Everything
If your plan doesn’t fully cover a service or if you’ve hit your annual maximum, we offer flexible financing options through Sunbit and CareCredit to make care affordable:
- Sunbit: No hard credit checks, 90% approval rate, same-day payment plans
- CareCredit: Interest-free and low-interest plans for qualifying patients
We’ll help you find the best way to fit dental care into your budget, no matter your coverage.
Premera dental coverage in Sunnyvale? Come to Trident!
We’re not just any Sunnyvale dental clinic—we’re known for our advanced care, fun atmosphere, spa-like comfort, and transparent pricing. Whether you need a routine cleaning or more complex care, we’ll make sure your Premera dental benefits work as hard as you do.
Let us help you keep your smile healthy while keeping costs down. Don’t let unused benefits expire—book your appointment now and get the most out of your Premera plan at Trident Smiles Dental.
FAQs
Is Trident Smiles Dental in-network with Premera?
Yes! We are proud to be an in-network Premera dentist in Sunnyvale, which means reduced out-of-pocket costs for you.
How often does Premera cover dental cleanings?
Most Premera dental plans cover two cleanings per year at 100%. Be sure to use both!
Does Premera cover fillings and crowns?
Yes—most plans cover fillings at 70–80% and crowns at 50–60%, depending on your specific plan.
What happens if I don’t use my benefits before the year ends?
You lose them! Dental insurance typically runs on a calendar year, so unused services don’t roll over.
Can I finance dental work if my insurance doesn’t cover everything?
Absolutely. We offer Sunbit and CareCredit financing options to help you manage costs stress-free.
